The Three Must-Have Legal Documents for Your Peace of Mind

When it comes to financial planning, building wealth is only part of the equation. The other part—often overlooked—is protecting what you've built and ensuring your wishes are honored when it matters most.

That’s why we want to share with you the three essential legal documents every individual and family should have in place, regardless of age or wealth:

1. Last Will and Testament
Your will is the cornerstone of your estate plan. It ensures your assets are distributed according to your wishes and names guardians for minor children. Without one, the state decides what happens—and that rarely reflects your true intent.

2. Durable Power of Attorney
This document designates someone to manage your financial affairs if you're ever incapacitated. From paying bills to handling investments, your chosen agent can act on your behalf, preventing legal limbo during difficult times.

3. Advanced Health Care Directive (Medical Proxy)
Should you be unable to make medical decisions for yourself, this directive gives someone you trust the legal authority to do so. It also outlines your preferences for medical treatment, so your voice is heard even when you can't speak.

If you’re unsure whether your documents are up-to-date or you’ve yet to put them in place, we’d be happy to schedule a complimentary (no obligation) 15-minute call. We’ll discuss your current situation and identify what steps—if any—are needed to safeguard your legacy and protect your loved ones.