The Top 5 Places Our Retired Clients Are Moving

Anthony Sandomierski |

Retirement isn’t just about leaving the workplace. It’s about creating the lifestyle you’ve been working towards for years. Working with many retirees, we’ve seen clear trends in where our clients choose to move.

Here are the top five places we see retirees go, and why each destination is so popular:

1. Florida

  • Sunshine & Lifestyle: Warm weather, beaches, and endless golf courses make Florida a retiree’s paradise.
  • Tax Benefits: No state income tax makes it attractive for preserving retirement income and keeping living costs low.
  • Community: It has a well-established retiree community that promotes an active lifestyle that many retirees enjoy.

2. The Carolinas (North & South)

  • Mild Climate: Four seasons without the extremes, making it appealing for those who want variety without harsh winters.
  • Cost of Living: Many areas offer affordable housing and lower living costs.
  • Charm & Culture: From coastal towns to mountain retreats, the Carolinas offer a mix of Southern hospitality and scenic beauty.

3. Texas

  • No State Income Tax: Like Florida, Texas retirees enjoy more flexibility with their retirement income.
  • Diverse Living Options: Whether it’s vibrant cities like Austin or quiet small towns, there’s something for everyone. It’s an enormous state with many options.

4. New Jersey

  • Proximity to Family & Friends: Many of our clients grew up or worked in the Northeast and chose to stay near their roots.
  • Lifestyle Variety: From the Jersey Shore to suburban communities, retirees can find a lifestyle that fits.

5. Wherever the Children & Grandchildren Are!!!!

  • Family Connections: For many, retirement is about spending more time with loved ones.
  • Support System: Being near children and grandchildren provides emotional comfort and practical support. This has become VERY common in our practice. Many retirees think they will retire in one state but wind up moving across the country to be closer to loved ones.
  • Flexibility: This option puts family above geography, with financial plans tailored around where life takes them.

Thinking About Relocating in Retirement?

Where you live in retirement can have a major impact on your living costs, taxes, and long-term financial plan. Before making a move, it’s smart to evaluate how relocation will affect your retirement income, estate plans, and lifestyle goals.

Schedule a complimentary call with us today to see how a move could impact your financial plan.